On July 30, 2025, the White House published a report that the crypto industry has been waiting for years. This is not just another document, but a fundamental shift in U.S. policy — from 'regulation through coercion' to creating a clear and favorable environment for innovation. For most projects, this is good news. But for ones like WeFi Deobank, it is a signal to start the main race.
After analyzing the 166-page document, I have highlighted three key points that directly impact the development prospects of WeFi and similar projects.
1. Clarity for DeFi: from 'gray zone' to legitimate technology
What the report says: The U.S. administration openly 'embraces DeFi technology' and recognizes its potential for integration into the mainstream financial system. Instead of bans, it is proposed to create clear rules of the game and define jurisdiction between the SEC and CFTC (supporting the CLARITY Act).
What this means for WeFi: For a project that positions itself as a Deobank (decentralized bank), this is equivalent to removing the main barrier to mass adoption. The WeFi model, operating on transparent smart contracts, is no longer in the 'gray zone.' It is now a recognized technology that the regulator wants to understand and integrate, rather than suppress. This opens doors for partnerships with traditional financial institutions and increases trust among large investors.
2. Stablecoins are the future of payments
What the report says: The document calls stablecoins a 'breakthrough payment technology' and 'one of the most promising solutions based on DLT.' The administration calls for the swift implementation of the GENIUS Act, which creates a federal framework for stablecoin issuers.
What this means for WeFi: The entire operational model of WeFi is built on the use of stablecoins to reduce fees, accelerate cross-border payments, and provide access to the global economy. Official support and legalization of dollar stablecoins at the U.S. level is direct confirmation of the correctness of the WeFi strategy. This guarantees liquidity, security, and long-term stability of the ecosystem in which the Deobank operates.
3. Focus on true decentralization and self-custody
What the report says: The new framework aims to create criteria for 'truly decentralized systems.' This means that regulators will distinguish between projects that merely call themselves decentralized and those that actually transfer real control to users.
What this means for WeFi: The non-custodial solution is at the heart of WeFi. Unlike many platforms, WeFi is built on the principle of 'not your keys, not your crypto.' Users retain full control over their assets. In light of the new regulations, this model is becoming not just a philosophical choice, but a key competitive advantage. Projects with such architecture will be seen as safer and more in line with the spirit of Web3, attracting the most knowledgeable and valuable audience.
Conclusion: The perfect storm for WeFi
The new White House report creates almost perfect conditions for the growth and development of WeFi Deobank. Regulatory clarity, support for key technology (stablecoins), and a focus on true decentralization are the three pillars upon which the entire business model of the project is built.
While other projects will adapt and restructure their processes, WeFi is already operating under the rules of the future. This is the case where the vision of the team, backed by Tether co-founder Riva Collins, fully aligns with the direction of the entire industry at the highest government level.
If you want to touch the future of finance, try registering in the WeFi app using the link in the first comment and see what a decentralized crypto bank is all about.