DeFi is evolving fast, and one of the most interesting names right now is @Huma Finance 🟣 . Instead of focusing only on overcollateralized loans like most protocols, Huma Finance brings a fresh model: income-backed and cash flow-based lending.
Here’s why it’s catching attention:
Real-world impact: Huma Finance enables creators, freelancers, and small businesses to access credit based on their cash flows, not just their crypto balance.
Bringing RWAs on-chain: It merges off-chain data with on-chain lending pools, making DeFi more useful for real-world finance.
Opportunities for lenders: Liquidity providers can earn yield while supporting productive borrowing, not just speculation.
This approach is a step towards DeFi that solves real problems, helping bridge traditional finance and Web3.
As the $HUMA ecosystem grows, we might be looking at a new wave of credit markets built directly on-chain.
What do you think?
Could protocols like Huma Finance become the backbone of a new, more inclusive DeFi?
Share your opinion below!
