Huma Finance is a "PayFi Network" designed to accelerate global payments by providing instant liquidity. The platform offers a modular "PayFi Stack" with a variety of services to modernize finance:
Cross-Border Payment Financing: Enables instant settlement of international payments without pre-funding.
Stablecoin Backed Cards: Uses stablecoins to facilitate real-time, low-fee card payments with on-chain control.
T+0 Settlement: Provides same-day settlement for institutions to improve capital efficiency.
Trade Finance & DePIN Financing: Modernizes payments for suppliers and unlocks capital for DePIN networks.
The platform is designed with built-in risk management, smart contracts, and strong compliance to create customized financing solutions.