Huma Finance: Borrow Money from Your Future Income
Forget locking up your crypto or overcollateralizing.
With @Huma Finance 🟣 , you can borrow money using your future income — no frozen funds, no stress.
🔍 What Can You Borrow Against?
Your upcoming paycheck
Unpaid invoices
Freelance earnings
Remittances (money from abroad)
Any income you can prove
⚙️ How It Works:
Uses stablecoins like USDC
Built on Solana → fast & low-fee transactions
Combines smart contracts + income data for safe lending
Includes KYC & compliance for real-world use
🧑💼 Who’s Using It?
Small businesses (to get cash from invoices)
Freelancers & gig workers (to get paid early)
Merchants (for faster settlements)
Remittance firms (for instant transfers)
📊 Real Results So Far:
$4.5B+ in payments processed
$2.3B in income-based loans
0 defaults
53,000+ active liquidity providers
$100M+ live on-chain liquidity
💼 What’s New in Huma 2.0?
Anyone can now:
Deposit stablecoins
Earn 10–11% APY in Classic Mode
Or boost rewards up to 25x in Maxi Mode
Now integrated with Solana apps like Jupiter, Kamino, RateX, and more.
🪙 What’s $HUMA Token For?
Not just for voting — it has real utility
Backed by top investors like Circle Ventures
Built by ex-engineers from Google, Meta, Lyft, Earnin
✅ This Is the Future of DeFi:
Easy to use. Built for real life. And open to everyone.