【“Credit is Citizenship” — HUMA's Revolution Against Traditional Finance】
Traditionally, credit is determined by your past relationships with institutions, leaving billions directly excluded from the financial system. HUMA boldly challenges this 'credit threshold', making your income behavior, rather than past assets, the key to participation.
Digging deeper, HUMA is essentially reshaping 'on-chain financial citizenship': eligibility is no longer based on how much wealth you've accumulated, but on the cash flow generated by behavior and labor, which builds contractual credit.
This design directly brings the global 'unbanked population' into the Web3 financial system, which is of profound significance! From another perspective: asset collateral is 'noble-style finance', lofty and exclusive;
income collateral is 'universal finance', inclusive to all. When credit transitions from privilege to a right, true financial equality can truly begin!