60% Hold – 30% Trade – 10% Risk

This way of allocating capital is what I'm currently doing, and I want to share it with anyone who is still figuring it out.

60% HOLD – this portion is for BTC, ETH, or strong foundational coins. Buy and hold long-term, no need to check the charts every day. If the price fluctuates, don't worry, as long as the larger trend remains. Don't sell just because you see a few percent in profit and then regret it during the entire uptrend.

30% TRADE – day trading, swing trading, earning extra while waiting. You must have a clear plan, don't enter trades based on emotions. Trading correctly can quickly increase your capital, but making mistakes can quickly deplete your account.

10% RISK – new coins, low-cap, IDO... This can either x10 or lose everything, so be prepared beforehand. Only use money you are ready to lose.