A new era is beginning, and the lending logic of the crypto market needs to change.

I think a new era is about to arrive, mainstream coins are slowly becoming institutional operations, and there will gradually be reforms on-chain.

For example, Huma Finance is redefining the boundaries of DeFi. It has not only created the world's first integrated PayFi network of 'payment + financing' but also opened up a new on-chain credit model based on future cash flows. Unlike traditional lending that relies on collateral of crypto assets, Huma focuses on corporate receivables and expected income as core assets, quickly releasing 70%–90% liquidity through smart contracts, truly bringing real-world credit scenarios on-chain.

Moreover, the upgraded huma 2.0 further breaks down barriers, allowing ordinary users to participate in high-quality revenue strategies that were originally only available to institutions. Through an open payment financing mechanism and integration with modular DeFi protocols (PST), huma is not only permissionless and composable but also at the forefront of compliance. Users can easily integrate it with mainstream ecosystems like Solana, unleashing greater flexibility and revenue potential.

In the past two years, $HUMA has processed over $3.8 billion in transactions, and its revenue sources are stable—coming from corporate payment settlements and financing itself, relying neither on token incentives nor market fluctuations, with a risk resistance capability far exceeding traditional DeFi protocols. PayFi is rising. @Huma Finance 🟣 #HumaFinance