Not just lending, Humafinance 🧧's ambition is to 'connect the reality and future of WEB3'!
From 'small and beautiful' to 'big and comprehensive': the evolution path of Humafinance 🎉
Many people know Humafinance, perhaps because of its early model of unsecured lending.
This was indeed a breakthrough in the DeFi space, as it attempted to solve the problem of traditional DeFi's excessive reliance on collateral, allowing more people to participate. But if your understanding stops at this point, you are greatly underestimating it!
Humafinance's roadmap is not simply a matter of functional iteration, but a step-by-step construction of a bridge connecting real-world assets (RWA) and decentralized finance.
This is not just talk; they are gradually turning their grand vision into reality:
1️⃣ Phase One: Construction of Credit Infrastructure (Completed)
Do you remember their early exploration of on-chain credit systems? This is the cornerstone! They introduced risk assessment mechanisms from traditional finance, combined with on-chain data, to make unsecured lending possible.
2️⃣ Phase Two: Deep Integration of RWA Protocols (In Progress)
This is the most exciting part of Humafinance! They are actively exploring how to tokenize real-world assets (such as accounts receivable, supply chain finance, etc.) and bring them into the DeFi lending market.
Milestone: Establishing partnerships with several real-world enterprises and successfully completing the first batch of RWA asset tokenization and lending pilot. This is not concept hype; they have solidly run through the process!
3️⃣ Phase Three: Vision for Global Inclusive Finance (Looking Ahead)
Humafinance's ultimate goal is to leverage blockchain technology to provide fairer and more efficient financial services for small and micro enterprises and individuals globally. This is the true embodiment of Web3 empowering the real economy.
Outlook: In the future, we may see Humafinance become a key hub connecting the global credit market and blockchain, opening a new door for those who find it difficult to access funding in the traditional financial system.
Not just lending, but a paradigm shift!