Recent in-depth research on @Huma Finance 🟣 has given me a new understanding of "on-chain income-backed finance."

Huma is not just another DeFi protocol; it is exploring how to bring verifiable income from the real world on-chain — a true financial empowerment for users lacking credit history.

By combining with stable assets like $USDC and $ETH, Huma is pushing the on-chain credit market from "unsecured dreams" to "measurable risk control reality." This is not just a technological innovation, but a reconstruction of the value system.

Although it is still in the early stages of development, I believe that such protocols will be an important piece in the wave of RWA (Real World Asset tokenization). Not all DeFi can achieve "meaningful connections," but @HumaFinance is trying to make it happen. #humafinance