#Huma Finance

Will Huma be the next dark horse? How to understand its mechanism and airdrop gameplay

Huma Finance (@Huma Finance 🟣), frequently trending on platform X, is expected to welcome its second round of airdrops. Additionally, Binance Square has opened creative tasks, and posting can share HUMA rewards, prompting many users to start positioning.

"Kaito top of the growth list" "Yapper hot list" "Solana airdrop"—these frequently appearing keywords have kept Huma's popularity rising. Some believe it might become the next Jupiter, while others worry this is just another wave of FOMO (fear of missing out) market. So, what exactly is Huma? Is it worth participating? What potential risks are there?

What is Huma?

In a nutshell: an on-chain credit loan system.

The core of Huma is the "PayFi + RWA" model, which simply means converting future income into collateral for loans. For example, freelancers or individual merchants can obtain liquidity based on future salary streams or contract income. Such scenarios are often difficult to cover in traditional finance, and Huma precisely targets this gap.