Huma Finance is the first PayFi (Payment Finance) network, designed to make global payments instant and accessible 24/7 using stablecoins and blockchain technology. This means that businesses and individuals can receive payments immediately, without waiting days as is the case with traditional banking systems, reducing delays and fees. Additionally, it allows converting invoices, payrolls, or future income into 'collateral' within the network, facilitating access to credit for those without guarantees in cryptocurrencies. The HUMA token is the center of the ecosystem: it is used for governance (votes on network decisions), rewards for those who provide liquidity, and contributes to sustainability through automatic mechanisms such as buying and burning tokens with part of the fees. Thanks to products for both regular users (Permissionless) and institutions (Institutional), Huma offers opportunities for real yield with stablecoins and a fairer, faster, and more transparent financial economy.