@Huma Finance š£ What is Huma Finance?
Huma Finance is a PayFi (Payment Finance) network that enables global payment institutions to settle transactions in real-time 24/7 using stablecoins and liquidity on the blockchain.
This protocol introduces a unique financing model: it does not require crypto collateral but rather income-based credit (such as salary, invoices, remittances) as collateral for borrowing.
It has processed over USD 3.8 billion in transaction volume as of early 2025