Is it still worth following in 2025?
🪙 What is XRP?
XRP is the native digital currency of the RippleNet network, an open-source payment network created to facilitate international financial transfers quickly and at low cost. It was developed by Ripple Labs and is primarily used by financial institutions and banks to settle cross-border payments.
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⚙️ Technical aspects of XRP
Confirmation time: One of the fastest networks, with transactions confirmed in seconds.
Fees: Very low compared to Bitcoin or Ethereum.
Consensus: It does not use traditional mining but rather a consensus system called the XRP Ledger Consensus Protocol, making it more energy-efficient.
Max supply: 100 billion XRP, of which more than 50 billion are currently in circulation.
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📊 Fundamental analysis
Partnerships: Ripple has strategic partnerships with several banks and payment companies like Santander and MoneyGram (formerly).
The case with the SEC: Although the company has faced a lawsuit from the U.S. Securities and Exchange Commission (SEC) since 2020, it has seen positive developments recently as the court ruled partially in favor of Ripple, restoring trust in the market.
Institutional adoption: XRP aims to be a true banking solution and has proven its presence among financial institutions.
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📈 Technical analysis (2025)
> (Note: This is a general analysis and not an investment recommendation)
Overall trend: Since the beginning of 2025, XRP appears to be trading in a rising channel in the medium term.
Current resistance: Around $0.75 - $0.80.
Strong support: $0.55 - $0.60.
Technical indicators: The RSI indicator indicates a neutral zone, opening the way for movement in both directions.
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⚠️ Potential risks
Regulatory: Any negative developments in legal cases may affect the price.
Competition: Projects like Stellar and CBDCs may pose a challenge to Ripple's role.
Volatility: Like other cryptocurrencies, XRP is still subject to high price volatility.
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✅ Conclusion
XRP is considered one of the oldest projects in the cryptocurrency market and has a clear use case in the field of global payments. As the legal case evolves in favor of Ripple and trust gradually returns, XRP may be a worthy option, especially for investors interested in banking technology.