Did you know that an estimated $4 trillion in prefunded accounts is currently tied up globally in traditional cross-border payments, yet settlements can still take days? This massive inefficiency limits economic participation, especially in emerging markets. But what if there was a better way?

@Huma Finance 🟣 is here to disrupt the traditional financial system by bringing Payment Financing (PayFi) onchain! 🔗 Huma's innovative infrastructure platform is tackling the slow, expensive, and inefficient nature of payment financing by connecting lenders and borrowers through secure, blockchain-based credit facilities.

criteria in traditional finance. Huma enables faster settlements and a wider range of collateral options for borrowers.

HumaFinance

Massive Traction: As of May 21, Huma has already originated an impressive $2.3 billion in credit for cross-border payments and other PayFi use cases, with a total transaction volume of $4.5 billion!

Two Lending Models for All:

Huma Institutional: A permissioned service for institutional and professional investors, offering tailored access to specific pools like the Arf pool on Solana.

Huma 2.0 (Permissionless): Launched recently, this permissionless service on Solana allows retail investors to lend capital to a vault managed by a strategy manager, allocating across Huma-operated pools and DeFi protocols like Kamino, Aave, and Pendle.

Strong Growth in Huma 2.0: Since its launch on April 9, the cumulative number of depositors on the entire Huma Finance platform has soared 9.5x from 5,600 to 53,350 as of May 21. Users have deposited $50 million in USDC into Huma 2.0, with a strong preference for Maxi Mode and longer lockups to maximize Huma Feather rewards!

Backed by the Best: Huma Finance has successfully raised $46 million in funding from top-tier investors like Distributed Global, Race Capital, and the Stellar Development Foundation, demonstrating strong confidence in their vision. The team boasts deep fintech expertise .

#humafinance