Hey, there’s a lot of talk around XRP right now. Some say it’s stuck and won’t go anywhere, while others believe it could hit $5 or more in 2025. And honestly? The bullish side has some pretty solid arguments. Let me break it down for you.
Real demand, not just hype
Unlike some crypto projects that are still "in development," Ripple’s payment network already works. It’s used by over 400 banks and financial institutions across 80+ countries. And when these partners use XRP for cross-border transactions, they have to lock up the token to provide liquidity. That means real-world buying and holding of XRP, which reduces the available supply on the market.
Governments and CBDCs — the next big thing
This is where it gets really interesting. While everyone else is focused on ETFs and mining, Ripple is already working with central banks. Bhutan and Palau are using the XRP Ledger (XRPL) for their national digital currencies, and other governments are testing it in regulatory sandboxes.
Once these CBDCs are fully integrated into XRPL, they're not likely to be unplugged — it's like trying to disconnect a country from the internet. And if even a portion of these government-backed digital currencies runs on XRPL, it could massively increase demand for XRP.
Tokenization — the quiet monster in the shadows
Tokenizing real-world assets (RWAs) like real estate, securities, or even carbon credits is gaining traction fast. XRPL is already part of that game. Just a year ago, there were only about $20 million worth of tokenized assets on XRPL. Now? It's $118 million — a 6x growth in just one year.
Here’s the kicker: according to Boston Consulting Group, the tokenization market could hit $16 trillion by 2030. If XRP gets even 1% of that? We’re talking about $161 billion in assets on its blockchain — nearly 10x its current market cap.
XRP doesn’t need to be #1 to win
It doesn’t have to beat Ethereum or Solana. It just needs to keep doing its job — payments, liquidity, government integration, and real-world asset support. And right now? It already has a seat at the table.
So what do you think — just another round of crypto hype, or does XRP really have a shot at $5 and beyond?
