#CryptoClarityAct The CLARITY Act (2025 Digital Asset Market Clarity Act)

The 2025 Digital Asset Market Clarity Act (CLARITY Act) is a significant federal legislative proposal in the U.S., designed to establish a comprehensive regulatory framework for digital assets. It was recently approved by the U.S. House of Representatives and is now under consideration by the Senate.

Below are the key aspects of the CLARITY Act:

* Jurisdictional Clarity: A primary goal is to clearly delineate regulatory responsibilities between the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC). Its purpose is to define when a cryptocurrency or token is a security (regulated by the SEC) or a commodity (regulated by the CFTC).

* Definition of "Digital Commodity": The Act introduces a specific definition for "digital commodity," generally applying to digital assets intrinsically linked to a blockchain system whose value derives from the use of that system.

* "Mature Blockchain System": Defines a "mature blockchain system" as one that is not controlled by a single person or group, typically characterized by being widely adopted and having been operational for years, with no entity owning more than 20% of its power or governance. Digital assets on such "mature" blockchains would generally fall under the oversight of the CFTC.

* Consumer Protection: The CLARITY Act includes provisions to protect consumers, requiring disclosures from developers and digital asset companies that interact with customers (such as brokers and agents), and mandating the segregation of customer funds, in addition to addressing conflicts of interest.

* Innovation and Market Development: It seeks to foster innovation by providing a clear path for digital asset developers to raise funds under