#CryptoClarityAct A Clarity Act, officially called the Digital Asset Market Structure Clarity Act, is a bill passed by the US House in July 2025 that seeks to establish clear rules for the cryptocurrency market. It was created to end years of regulatory uncertainty and define who regulates what in the crypto sector: the SEC (Securities and Exchange Commission) or the CFTC (Commodity Futures Trading Commission).

🧠 What does the Clarity Act propose?

Defines digital assets precisely: blockchain, token, digital commodity, etc.

Divides oversight:

The SEC regulates tokens offered as investments.

The CFTC regulates tokens used as commodities or utilities.

Creates the concept of "investment contract assets": tokens that start as securities but can become commodities if they are decentralized.

Allows fundraising of up to $$ 75 million per year without registration with the SEC, as long as the project demonstrates progress toward decentralization.

Recognizes mature blockchains: networks with no centralized control receive less oversight.

Guarantees the right to self-custody: users can store their crypto assets without relying on banks or intermediaries.

Requires transparency: projects must provide regular updates on development, tokenomics, and risks.

Creates exclusion rules: unsafe or non-compliant assets can be removed from platforms.

📈 Why does this matter?

Crypto companies gain predictability and can innovate with less fear of lawsuits.

Institutional investors feel more comfortable entering the sector.

Regular users have more protection and confidence in exchanges and tokens.

The US positions itself as a global leader in digital finance, competing with Europe, Singapore, and the United Arab Emirates.

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