$BNB BNB and XRP are prominent cryptocurrencies with distinct purposes. BNB, native to Binance, is used to pay fees on the exchange, offer discounts, and participate in services within the Binance Smart Chain ecosystem, focused on smart contracts and DeFi. XRP, created by Ripple, is designed to facilitate international financial transactions, emphasizing speed and low cost, being adopted by financial institutions for global remittances. Both compete in the crypto market, but while BNB is more oriented towards the Binance ecosystem, XRP seeks to revolutionize cross-border payments. Their values fluctuate based on adoption, regulations, and market trends, attracting investors and speculators.