☀️$HUMA
The first PayFi protocol network, aimed at providing 24/7 global instant payment and liquidity services using stablecoins; it is a DeFi token focused on PayFi and is the native currency of Huma Finance.
HUMA is mainly used for governance, staking, and providing liquidity incentives, with a total supply of 10 billion coins, currently circulating about 1.73 billion coins.
☀️ Huma Finance Architecture and Protocol
PayFi Stack Architecture:
Trading, currency, custody, compliance, financing, applications
Two major agreements:
1. Zero threshold (Permissionless): Anyone can participate in the stablecoin pool and enjoy the benefits.
2. Institutional-level standards: Providing a credit market for regulated institutions, supporting multiple chains such as Solana, BNB, Polygon, and Stellar.
☀️ HUMA Features
1. Innovation: Transforming the traditional SWIFT 'message settlement' into actual 'instant liquidity payment'
2. Serves not only companies but also general users
☀️ Potential Investment Risks
1. Emerging DeFi projects, with smart contract vulnerabilities, market confidence fluctuations, and competitive pressures
2. Young project (issued starting May 2025), lacking long-term market history for reference and judgment.
