Recently delving into @Huma Finance 🟣 , the more I look at it, the more I feel it is a key piece in the puzzle of real assets moving towards DeFi.
Huma Finance focuses on Income-Backed Financing. What does that mean? It means using on-chain income (such as salary, stable income, etc.) as collateral to provide credit loans or financing services.
This is not just an innovation in scenarios; it is also an attempt to gradually make 'on-chain credit' a reality. It is completely different from traditional pledging, relying not on hard asset collateral but on establishing a credit model. In the future, with the integration of RWA and Web3 finance, the imaginative space is very large.
I strongly recommend paying attention to their recent ecological layout and cooperation news. $HUMA is likely to become an important interface for the real world to enter the chain.
