$XRP

XRP and USDT (Tether) are fundamentally different assets serving distinct purposes in the crypto market.

XRP is a speculative digital asset designed for fast, low-cost international payments. It acts as a "bridge currency" on the XRP Ledger, enabling financial institutions to settle transactions globally in seconds without needing pre-funded accounts. Its price is volatile, driven by market demand and sentiment.

USDT, on the other hand, is a stablecoin. Its value is pegged to the U.S. dollar, aiming to maintain a 1:1 ratio. USDT's primary function is to provide stability and liquidity in the volatile crypto market. Traders use it to hedge against market downturns, lock in profits, and quickly move between cryptocurrencies without converting back to traditional fiat currency.