Huma Finance, a leader in decentralized finance infrastructure, recently raised $38 million in a funding round led by Distributed Global, with participation from Hashkey Capital, the Stellar Development Foundation, and others. Following its merger with cross-border payment innovator Arf, Huma has processed over $2 billion in payment-financing transactions and aims to reach $10 billion by 2025. Huma enables real-world asset (RWA)-backed lending for businesses by providing programmable, on-chain cash flow financing—a new category called PayFi (Payment Finance).
The protocol recently expanded to the Solana blockchain, enhancing transaction speed and scalability. Additionally, Huma is integrating with Stellar’s Soroban smart contract platform, broadening access to real-time, global liquidity. Its growing network of on-chain payment partners supports industries like payroll, remittances, supply chain financing, and government aid distribution. With its unique focus on compliant, tokenized real-world lending, Huma is emerging as a foundational layer for the next evolution of DeFi.
