#StablecoinLaw Stablecoin law in the US has taken a significant step forward. On July 18, 2025, President Donald Trump signed the *GENIUS Act* (Guiding and Establishing National Innovation for US Stablecoins Act of 2025) into law. This law establishes a regulatory framework for stablecoins, which are digital assets designed to maintain a constant value, usually pegged to the US dollar.¹ ²

Key Provisions of the GENIUS Act

- *Regulatory Framework*: The law creates a regulatory regime for stablecoin issuers, requiring them to back stablecoins with liquid assets like US dollars and short-term Treasury bills.

- *Disclosure Requirements*: Issuers must disclose the composition of their reserves publicly on a monthly basis.

- *State and Federal Oversight*: The law outlines roles for both state and federal regulators in overseeing stablecoin issuers.

- *Consumer Protection*: Provisions aim to protect consumers by requiring clear disclosures and prohibiting names or marketing that imply affiliation with the US government.

Implications for the Stablecoin Market

- The stablecoin market, currently valued at over $260 billion, could grow to $2 trillion by 2028 under this new law.

- The law is seen as a "massive validation" of the crypto industry's efforts, potentially paving the way for stablecoins to become an everyday method for payments and money transfers.