#StablecoinLaw *#StablecoinLaw* refers to proposed or enacted *legal frameworks* that regulate the issuance, use, and oversight of *stablecoins* — cryptocurrencies pegged to assets like the *US dollar* (e.g., USDC, USDT).
⚖️ Why It Matters:
1. *Consumer Protection*
- Ensures stablecoins are fully backed by reserves
- Mandates transparency & regular audits
2. *Issuer Requirements*
- Licensing rules for issuers (e.g., banks vs fintech firms)
- Limits on who can mint and redeem stablecoins
3. *Use in Payments & DeFi*
- Laws may allow (or restrict) use of stablecoins in *commerce*, *remittances*, or *DeFi protocols*
4. *U.S. Focus*
- U.S. Congress has debated stablecoin bills (e.g., *Clarity for Payment Stablecoins Act*)
- Topics include: reserve assets, custody rules, role of the Fed
5. *Global Context*
- EU: MiCA regulation includes stablecoin rules
- Asia & UAE also developing frameworks