🚀 Investors abandon 60/40 model and increase share in cryptocurrencies
Historic change in diversification: investors reduce exposure to stocks and bonds to gain yield and protection in digital assets.
🔄 Allocation change
In recent months, large managers and funds have begun to reduce about 20% of the traditional 60% stocks/40% bonds allocation, reallocating that amount to cryptocurrencies like Bitcoin and Ethereum.
📊 Comparative performance
Portfolios that include 5–10% in crypto have shown an annual total return of up to 48%, compared to 16% of traditional 60/40 models, benefiting from the recent rally in digital markets.
💡 Motivations
The combination of high inflation, negative real interest rates, and low correlation between crypto assets and financial markets has driven the adoption of Bitcoin as an alternative "safe haven" and Ethereum for exposure to decentralized finance.
📈 Market impact
The increase in institutional demand for cryptocurrencies has raised the liquidity of BTC/USD and ETH/USD pairs by 30%, while portfolio index providers have launched new products mitigating volatility with automatic rebalancing strategies.
⚠️ Risks and outlook
Experts warn of swings exceeding 15% in a month, recommending moderate allocations and quarterly reassessments to avoid overexposure during periods of sharp correction. The trend, however, signals a permanent redesign of modern portfolio theory.