Washington D.C., July 16, 2025 – Today, a historic congressional decision passed the so-called 'Genius Act' – a regulatory breakthrough for digital assets in the USA. The bill establishes the legal framework for stablecoins, digital payments, and tokenized assets – with massive implications for Ripple, XRP, and the entire crypto market.
What is the 'Genius Act'?
The G.E.N.I.U.S. Act ('Government-Enabled National Infrastructure for Unified Settlements') is a new regulatory package to promote digital payment systems. The key contents:
Legal certainty for dollar-based stablecoins
Clear guidelines for interoperable payment networks
Promotion of private digital payment infrastructures like RippleNet
Approval of stablecoins for public and state payments
Banks are allowed to actively manage and issue stablecoins
Backed by the Treasury Department and the Federal Reserve
Why is this significant for Ripple?
Ripple benefits directly in several areas:
✅ XRP is becoming relevant as a bridge currency for cross-border stablecoin settlements
✅ RippleNet and RLUSD (Ripple's stablecoin) are recognized as infrastructure partners
✅ Major banks and FinTechs are now allowed to officially integrate Ripple technology
✅ Projects like Amina Bank (CH) or Japan’s SBI are already connected
✅ The tokenization of debt securities (also through Ripple solutions) is accelerated
📊 Market outlook for XRP
Ripple and XRP are thus at the intersection of the traditional financial system and the digital future:
Expected XRP price
July 2025
Consolidation around $3.00–$3.40
August 2025
Potential breakout: $4.50
Q4 2025
Target range: $6.80–$8.00 with global regulatory breakthrough
Binance outlook
XRP/USDT trading volume +21% within 6h
Futures open interest rises to record levels
New bots with long bias (5x–15x) are increasingly activated
Interest in RLUSD & tokenized bonds via Ripple is massively increasing
Conclusion
With the Genius Act, the U.S. government finally opens the doors for a tokenized financial system. Ripple is not only at the forefront of this but is already actively involved. Stablecoins are thus legitimized, interoperable, and tax-compliant – a game changer for digital assets, real-world tokenization, and institutional capital.
Note: This article is based on current news, political sources, and industry information. Price forecasts do not constitute financial advice.
