In mid-July 2025, the U.S. House of Representatives sent shockwaves through crypto markets by advancing two landmark bills — the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins) and the Digital Asset Market Clarity Act — aimed at spelling out exactly how stablecoins and other tokens should be regulated .
Almost immediately, Bitcoin rocketed past $123,000, a new all-time high, as traders cheered the prospect of clear “rules of the road” for digital assets . Ethereum followed suit, climbing over 8% to around $3,300, while meme coins like PEPE and SHIBA saw 20%–30% spikes on revived retail enthusiasm.
Why clearer crypto laws matter:
Stablecoin trust: The GENIUS Act would require issuers to back every token with real dollars or U.S. Treasuries, so a $1 coin always equals $1 in the bank. That’s like knowing every coupon in a pizza shop works exactly like a dollar bill — no surprises at checkout.
Token definition: The Clarity Act would finally decide which tokens are “securities” (needing stricter rules) and which aren’t, ending years of guesswork for exchanges and investors.
Simple example: Imagine you run a lemonade stand and want to accept “LemonTokens” that you promise can be cashed in for real lemons anytime. Under these bills, you’d have to keep enough lemons in storage and show monthly proof, so your customers never worry about empty promises.
Will the rally last? If these bills become law, big institutions — from Wall Street banks to pension funds — may feel safer pouring capital into crypto, potentially driving prices even higher. But remember: markets hate uncertainty. Any last-minute changes or delays could send prices swinging the other way. For now, though, regulatory optimism has put Bitcoin, Ethereum, and even your favorite meme coins firmly back in bull-run territory.