🔗 The future of credit is on-chain — and @Huma Finance 🟣 is making it real.
Most DeFi lending protocols require users to overcollateralize with volatile assets. But Huma takes a smarter approach: use real income and payment history as the foundation for borrowing.
This means more access, less risk, and real financial utility for people who’ve never had traditional credit options.
Huma isn’t just building a DeFi app — it’s creating a new financial layer that merges Web2 and Web3 for global inclusion. I’m here for it.
