Here’s the full answer in English:

How Much XRP is Currently Backed or Locked?

As of now, a significant portion of XRP is held in escrow. In 2017, Ripple created 100 billion XRP and locked 55 billion XRP in an escrow system that releases 1 billion XRP per month over 55 months.

Currently, around 36–38 billion XRP still remain in escrow. Ripple also holds around 5 billion XRP in liquid reserves. This escrow system ensures that the market isn’t flooded with too many tokens at once, maintaining a degree of supply control.

Each month, 1 billion XRP is unlocked, but Ripple typically returns around 80% back to escrow. For example, in June 2025, only about 330 million XRP were added to the circulating supply, while 670 million XRP were re-locked into escrow.

Can XRP Become Like Bitcoin in the Future?

1. Supply Control

Unlike Bitcoin, XRP is not mined. Instead, its supply is controlled by Ripple through scheduled releases. This means XRP is centralized in terms of supply, whereas Bitcoin is fully decentralized.

2. Use Case and Perception

Bitcoin is widely accepted as a store of value and often referred to as digital gold, largely due to its decentralization and limited supply. XRP, on the other hand, is optimized for fast transactions and cross-border payments, especially in the banking sector. While XRP has strong utility, it doesn’t yet carry the same market-wide perception as BTC.

3. Regulatory Impact

XRP has faced legal challenges, most notably with the U.S. SEC, which affects investor confidence and price action. While Ripple has made progress, the central control and regulatory uncertainties still raise concerns for some investors.