Huma Finance is a pioneer in the PayFi (payment finance) field, focusing on providing on-chain liquidity for cross-border payments. The project utilizes blockchain technology and stablecoins to reshape the global payment and lending ecosystem through income-based decentralized finance (DeFi) protocols. Huma allows users to quickly obtain liquidity by using real-world assets (such as salaries, accounts receivable, cross-border remittances, etc.) as collateral, breaking down traditional financial barriers. Since its establishment in 2022, Huma has processed over $4.5 billion in transactions, created $2.3 billion in credit funds, and is committed to building scalable and programmable next-generation financial infrastructure, securing $46 million in funding from top institutions such as Solana, Circle, and Galaxy Digital.

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