#MemecoinSentiment 💡 The Future of Crypto Banks is not Apps, it's Telegram 💡

A new analysis suggests that the race to create the next "Web3 neobank" is already over, and the winner is not an app, but a platform: Telegram.

The thesis is simple: instead of asking users to download new applications, true adoption will come from integrating finance directly where people already are.

With its one billion users and the TON blockchain infrastructure, Telegram does not compete; it becomes the foundation where the next financial services will be born. Projects like Ethena or Tether Gold are already integrating to offer yields or access to tokenized gold with just a couple of taps, frictionless.

The real battle is no longer technical, but about interface and attention. And there, Telegram has already won.