Credit without banks? Huma is making it a reality
Can you imagine asking for a loan without having to put your soul as collateral? Well, that already exists and it's called Huma Finance.
🔍 How does it work?
Instead of collateral, Huma uses your future income (on-chain) as backing. If you generate consistent income in crypto (like payments for services, DePIN, or yield farming), you can already access immediate liquidity.
📢 Latest news:
They are integrating with more protocols (Polygon, Arbitrum, Base).
They are launching HumaPay, a new payment solution based on income. Ideal for freelancers or creators who bill in crypto.
More options to issue and receive loans using stablecoins like USDC.
🔥 In summary:
Huma is creating a new category in DeFi -> IncomeFi.
Credit for those who really need it, no games, no banks, no friction.
