Huma Finance, as an innovative project in the decentralized finance (DeFi) sector, has several prominent advantages:

- No-collateral lending model: It features a "no-collateral credit lending" approach, breaking through the traditional DeFi requirement for over-collateralization by evaluating user credit through on-chain data, allowing more users to easily access funds, especially friendly to participants lacking collateral.

- Cross-chain and broad compatibility: It supports a multi-chain ecosystem, capable of integrating assets and data from different blockchain networks, expanding application scope and enhancing users' asset utilization flexibility.

- Focus on real-world assets (RWA): It combines off-chain real assets with on-chain financial services, providing a bridge for the digitization of traditional assets, which not only expands the application scenarios of DeFi but also enhances its linkage with the real economy.

These characteristics give it unique value in addressing high collateral thresholds and limited scenarios in DeFi, attracting users who need flexible lending and diversified asset allocation. @Huma Finance 🟣 #HumaFinancc