On the cutting edge of DeFi, Huma Finance introduces the world’s first PayFi network a unique Pay‑linked finance protocol that turns real invoices, wages, and receivables into instant liquidity using stablecoins like USDC/USDT. With over $4 billion in on‑chain transaction volume, it enables businesses to free up cash flow instantly while liquidity providers earn double digit real yields (around 10,10.5 % APY) plus governance rewards in $HUMA tokens. Fifty percent of fees go to buy‑back and burn $HUMA, supporting scarcity and long‑term token value.
The founding team includes Richard Liu (formerly Google, Leap.ai) and Erbil Karaman (ex‑Lyft, Meta), bringing deep expertise in fintech and global technology expansion. Backed by heavyweights like Circle, Solana Foundation, Stellar Foundation, Galaxy Digital, and Distributed Global, Huma has attracted over $46 million in funding to scale its innovative PayFi infrastructure.
Real‑world use cases span cross‑border trade finance, remittances, merchant settlements, and supply‑chain financing, delivering fast, transparent, and programmable payments for businesses and individuals globally.
