【Exploring New Possibilities in DeFi: Discussing the Innovative Potential of Huma Finance】

Recently, I've been keeping an eye on new developments in the decentralized finance space and found Huma Finance's "unsecured lending" model quite interesting. Traditional DeFi lending often requires over-collateralization, which is not very user-friendly for many looking to flexibly manage their funds. Huma, through an income-based credit assessment mechanism, allows eligible users to access liquidity more conveniently, which feels like addressing a pain point in the industry.

I am particularly optimistic about its exploration of combining on-chain identity and credit systems—after all, in the blockchain world, "trustworthy" has always been an important topic. Huma attempts to automatically verify income sources through smart contracts, maintaining the decentralized nature while lowering the lending threshold, potentially opening the doors of DeFi for more small and medium-sized users.

I look forward to seeing Huma's implementation in different public chain ecosystems and am curious about what optimizations will be made in risk control and user experience moving forward. @Huma Finance 🟣 #humafinance Do you have any new plans that you can share?