In the traditional financial system, loans often imply collateral and thresholds, and while billions of global workers have stable incomes, they struggle to obtain financial support. @humafinance is changing this inequality with Web3 technology. #HumaFinance is an on-chain credit protocol based on 'income as collateral.' It does not rely on heavy asset pledges but generates composable on-chain credit based on users' real cash flow, income proof, and performance capabilities.

This mechanism not only expands the user boundaries of DeFi but also provides new financing channels for individual entrepreneurs, small and micro enterprises, freelancers, and others. $HUMA, as the protocol token, serves multiple functions including value capture, incentive mechanisms, and governance, making it an important support point in the new generation of RWA credit financial ecosystems.

**Huma is not replicating the rules of old finance; it is designing a brand new on-chain financial model for groups that cannot be served by traditional credit systems.** In the future, everyone can gain trust and access funds based on their income. This is not just a leap in technology but also a progress towards global financial equity.

#HumaFinance #RWA #DeFi #CreditAsAsset #IncomeOnChain #Web3ForAll $HUMA