In OTC trading, the withdrawal process is directly related to fund safety and legality. To assist everyone in successfully completing withdrawals, the following outlines ten key points to help you effectively reduce trading risks.

  1. Preferentially choose large platforms
    When conducting OTC transactions, the selection of the platform is of utmost importance. Try to choose well-known exchanges like Binance and OKX. Large platforms not only have more advanced risk control technologies, providing users with more reliable protection, but also the deposits paid by merchants are usually higher, significantly reducing the possibility of illicit money inflow. Moreover, large platforms have smooth communication channels with regulatory authorities, allowing for quicker and more effective solutions when issues arise.

  2. Reasonable selection and dedicated management of bank cards
    When selecting a bank card, it is recommended to use China Merchants Bank or Bank of China, avoiding banks with stricter risk control like Agricultural Bank of China. Fund liquidity is crucial; it is advisable to use different bank cards for deposits and withdrawals, and the withdrawal card should not be mixed with daily consumption cards (like mortgage cards and salary cards). This way, if a problem occurs, it is easier to trace the flow of funds and protect personal financial safety.
    After withdrawal, don’t rush to transfer funds to other bank cards; it is best to let the funds remain in the card for a week to a month. This can effectively reduce risks arising from transactions, especially when someone reports it, as the police may trace the flow of funds. This approach can minimize unnecessary troubles.

  3. Select quality and reliable merchants
    On large trading platforms, it is important to choose excellent merchants for transactions. For example, diamond merchants on OKX and shield merchants on Binance have a high number of transactions and good reputations, which can significantly reduce money laundering risks. Before trading, check the merchant's historical transaction records to confirm their legality and compliance.

  4. Firmly stay away from illegal activities
    When conducting OTC transactions, eliminate participation in illegal activities such as pyramid schemes, Ponzi schemes, and money laundering. Ensure that the source of USDT in hand is clear; do not get into trouble by engaging in illegal activities. A legal trading environment can reduce risks and provide guarantees for subsequent transactions.

  5. Reasonably control trading frequency
    When withdrawing funds, it is advisable to adopt a large amount, low-frequency trading method. Avoid frequent small transactions, as this can easily be misjudged as money laundering, leading to account freezing or other legal issues. A one-time withdrawal to meet long-term usage needs can reduce the risk of being monitored.

  6. Choose the right time for withdrawal
    The choice of withdrawal time should not be ignored; try to do it during weekdays during the day, such as from 9 AM to 6 PM. Avoid withdrawing at night, as it is often a peak time for money laundering activities. Choosing the right time for transactions can reduce the likelihood of investigation.

  7. Be cautious with transfer notes
    When depositing and withdrawing funds, do not add any notes, especially keywords related to cryptocurrencies. This is to avoid unnecessary attention from regulatory authorities and to ensure fund safety.

  8. Be alert to high-price acquisition information
    There are often high-price USDT acquisition or low-price USDT selling information in the market, which is mostly accompanied by high risks, especially when trading with unfamiliar online friends. These transactions may involve scams or illicit money; always trade with trustworthy merchants to prevent asset loss.

  9. Properly preserve transaction records
    You must keep complete transaction records, including screenshots of bank card transaction records, screenshots of OTC merchant information (name, bank card information, etc.), detailed transaction order information, etc. When taking screenshots, ensure to include time information, as this information is crucial if problems arise. Also, be aware that online screenshots may be tampered with, and remain cautious of screenshots that request payment.

  10. Regulate the use of WeChat and Alipay
    You can use WeChat and Alipay for deposits, but it is advisable not to use your main account; you can create a secondary account for transactions. When withdrawing funds, avoid frequent small withdrawals to prevent the receiving code from being frozen. Reasonably use Huabei and Jiebei for cashing out, and repay promptly after withdrawal to effectively reduce risks.

    Following the above ten points can better safeguard fund safety in OTC transactions and ensure smooth withdrawals. Staying vigilant and choosing compliant trading methods is key to protecting digital assets. In a rapidly changing market, mastering this knowledge will allow you to respond more calmly to various challenges.

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