#长期持有策略 Long-term Tax Optimization Strategies

Taking the United States as an example:

Holding stocks for over 1 year enjoys long-term capital gains tax (15-20%), which is much lower than the short-term tax rate (up to 37%);

Utilize tax-deferred accounts (such as IRA, 401k) to delay taxes;

Loss-making positions can use Tax Loss Harvesting to offset taxes. Chinese investors can enjoy lower tax rates through Hong Kong Stock Connect and QDII funds.