Choose B. Any private placement that claims to be a guaranteed profit scheme is to be recognized as a scam. When investing, make sure to thoroughly verify; there's no such thing as a free lunch, and greed can lead to downfall. Investments must be made through official channels for safety and assurance. Additionally, using the most common phrase on the internet: if he doesn't even take his own brother, why would he take you? They just want to make a quick buck off you.