Binance is sometimes a bank.
Trading on binance is only one end. On the other hand, you can keep your usd money as $USDT for a long time. If you want to get interest like in regular banks, you can deposit it in simple earn as flexible or looked.
Today, the world is inclined towards electronic money and this is a high-quality deposit method beyond that.
You can make payments through this application today just as you make payments with a bank card.
So be smart too.