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CRYPTOCLUB69
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"Huma Finance vs Banks: The Video Game" "Imagine if banking was a RPG: Banks: ☠️ Pay 15% interest (Boss Battle) 📜 17-page quest scroll (loan docs) ⌛ 30-day wait for loot Huma Finance: ⚡ Instant approval (Speed Boost) 💎 12% APY loot drops (Daily Rewards) 🔓 No final boss (KYC-free) Which character are you picking? 👇" #defi #bank @humafinance #FOMCMeeting
"Huma Finance vs Banks: The Video Game"
"Imagine if banking was a RPG:
Banks:
☠️ Pay 15% interest (Boss Battle)
📜 17-page quest scroll (loan docs)
⌛ 30-day wait for loot
Huma Finance:
⚡ Instant approval (Speed Boost)
💎 12% APY loot drops (Daily Rewards)
🔓 No final boss (KYC-free)
Which character are you picking? 👇"
#defi #bank @Huma Finance 🟣 #FOMCMeeting
Ripple Co-Founder Addresses Why Banks Hesitate to Adopt XRP Ledger The Banking Paradox: 300 Partners But Minimal On-Chain Activity Ripple co-founder David Schwartz recently responded to community concerns about the limited on-chain activity from the company's 300+ bank partners, despite XRP Ledger's (XRPL) technical capabilities for cross-border settlements. The explanation reveals fundamental institutional hesitations about public blockchain adoption. Key Reasons Banks Avoid On-Chain XRP Transactions Control vs. Decentralization Dilemma Banks require compliance certainty for audit trails, sanctions screening, and transaction reversibility Public ledgers delegate validation to anonymous nodes—a non-starter for regulated entities Sanctions Compliance Risks Schwartz admitted even Ripple can't use XRPL's DEX due to OFAC sanctions uncertainty "We can’t be sure a terrorist won’t provide the liquidity" – highlighting AML/CFT challenges Preference for Private Infrastructure Most partners use RippleNet's off-chain messaging (like SWIFT) while settling via traditional rails Institutions favor permissioned chains (e.g., JPM Coin) over public ledgers Schwartz's Optimistic Outlook While acknowledging slow adoption, Schwartz noted growing institutional interest in hybrid solutions: Regulated DeFi frameworks gaining traction CBDC interoperability pilots using XRPL (e.g., Palau, Montenegro) 2025 upgrades enabling compliance-friendly smart contracts Community Reaction The explanation disappointed #XRPArmy members who long promoted XRPL as "the most bank-friendly blockchain." Critics argue Ripple's 13-year focus on banks yielded minimal on-chain utility, with: Daily XRP volume: ~$1.2B (vs. $25B for USDC) XRPL DEX TVL: Just $85M (per DefiLlama) What’s Next? Ripple’s Q3 roadmap emphasizes: ✓ Enterprise-grade privacy features ✓ OFAC-compliant liquidity pools ✓ FedNow integration trials "The gap isn’t technological—it’s about meeting regulatory guardrails without sacrificing blockchain’s value proposition." #ripple #bank #xrp
Ripple Co-Founder Addresses Why Banks Hesitate to Adopt XRP Ledger
The Banking Paradox: 300 Partners But Minimal On-Chain Activity
Ripple co-founder David Schwartz recently responded to community concerns about the limited on-chain activity from the company's 300+ bank partners, despite XRP Ledger's (XRPL) technical capabilities for cross-border settlements. The explanation reveals fundamental institutional hesitations about public blockchain adoption.
Key Reasons Banks Avoid On-Chain XRP Transactions
Control vs. Decentralization Dilemma
Banks require compliance certainty for audit trails, sanctions screening, and transaction reversibility
Public ledgers delegate validation to anonymous nodes—a non-starter for regulated entities
Sanctions Compliance Risks
Schwartz admitted even Ripple can't use XRPL's DEX due to OFAC sanctions uncertainty
"We can’t be sure a terrorist won’t provide the liquidity" – highlighting AML/CFT challenges
Preference for Private Infrastructure
Most partners use RippleNet's off-chain messaging (like SWIFT) while settling via traditional rails
Institutions favor permissioned chains (e.g., JPM Coin) over public ledgers
Schwartz's Optimistic Outlook
While acknowledging slow adoption, Schwartz noted growing institutional interest in hybrid solutions:
Regulated DeFi frameworks gaining traction
CBDC interoperability pilots using XRPL (e.g., Palau, Montenegro)
2025 upgrades enabling compliance-friendly smart contracts
Community Reaction
The explanation disappointed #XRPArmy members who long promoted XRPL as "the most bank-friendly blockchain." Critics argue Ripple's 13-year focus on banks yielded minimal on-chain utility, with:
Daily XRP volume: ~$1.2B (vs. $25B for USDC)
XRPL DEX TVL: Just $85M (per DefiLlama)
What’s Next?
Ripple’s Q3 roadmap emphasizes:
✓ Enterprise-grade privacy features
✓ OFAC-compliant liquidity pools
✓ FedNow integration trials
"The gap isn’t technological—it’s about meeting regulatory guardrails without sacrificing blockchain’s value proposition."
#ripple #bank #xrp
🇰🇷 LATEST: Bank of Korea has established a new "Virtual Asset Team" to monitor crypto markets and lead discussions on Korean won stablecoins. #Korea #bank
🇰🇷 LATEST: Bank of Korea has established a new "Virtual Asset Team" to monitor crypto markets and lead discussions on Korean won stablecoins.

#Korea #bank
🔥 BECOME THE BANK: How @humafinance Turns YOUR Crypto into Real-World Yield For 50 years, banks hoarded 98% of loan profits: ⏱️ Earn 10.5% APY in USDC funding real businesses 🔄 0.1% transaction fees – 150x cheaper than banks  🔮 $3.8B+ processed – proof the PayFi revolution works  Why this terrifies traditional finance: ✅ No KYC required – permissionless yield for all  ✅ Instant settlements via Solana – no 3-day SWIFT delays 10 ✅ Real-world use cases: ▸ Cross-border trade finance ▸ Tokenized invoice advances #bank #payfi #RealYield #FOMCMeeting #FOMCMeeting #MarketSentimentToday $HUMA
🔥 BECOME THE BANK: How @Huma Finance 🟣 Turns YOUR Crypto into Real-World Yield
For 50 years, banks hoarded 98% of loan profits:
⏱️ Earn 10.5% APY in USDC funding real businesses
🔄 0.1% transaction fees – 150x cheaper than banks 
🔮 $3.8B+ processed – proof the PayFi revolution works 
Why this terrifies traditional finance:
✅ No KYC required – permissionless yield for all 
✅ Instant settlements via Solana – no 3-day SWIFT delays 10
✅ Real-world use cases:
▸ Cross-border trade finance
▸ Tokenized invoice advances
#bank #payfi #RealYield #FOMCMeeting #FOMCMeeting
#MarketSentimentToday $HUMA
🔴 Here are the most important developments: ⬅️ A look at global market reactions to the US-EU trade agreement • The S&P 500 index hit a new record high during yesterday's session • European indices rise today after yesterday's declines. The euro declines after a trade agreement favoring the US. France describes the agreement as "a dark day for Europe!" • Trump intends to impose tariffs ranging from 15% to 20% on countries that reject trade agreements. • The pound falls to a two-month low: $1.3331 • The US consumer confidence and job openings data for June will be released this afternoon. #CryptoAMA #S&P500 #bank #Informational #BinanceHODLerTree
🔴 Here are the most important developments:

⬅️ A look at global market reactions to the US-EU trade agreement

• The S&P 500 index hit a new record high during yesterday's session

• European indices rise today after yesterday's declines. The euro declines after a trade agreement favoring the US. France describes the agreement as "a dark day for Europe!"

• Trump intends to impose tariffs ranging from 15% to 20% on countries that reject trade agreements.

• The pound falls to a two-month low: $1.3331

• The US consumer confidence and job openings data for June will be released this afternoon.

#CryptoAMA #S&P500 #bank #Informational #BinanceHODLerTree
U.S. Senate Releases Draft of Landmark CLARITY Act to Resolve Crypto Regulatory UncertaintyHistoric Legislation Proposed The U.S. Senate Banking Committee has taken a major step toward resolving the cryptocurrency industry's longstanding regulatory ambiguities by releasing the discussion draft of the CLARITY Act. Spearheaded by Committee Chairman Tim Scott, this comprehensive legislation aims to establish clear definitions for digital assets while delineating the Securities and Exchange Commission's (SEC) oversight authority in the crypto market. The draft's publication marks a potential turning point for an industry that has operated under regulatory uncertainty for years. Key Provisions and Definitions At the heart of the CLARITY Act are provisions that would: - Create formal classifications distinguishing between crypto securities and commodities - Establish precise jurisdictional boundaries between the SEC and CFTC - Implement standardized custody requirements for institutional participants - Develop new market surveillance protocols for digital asset exchanges Political Landscape and Timeline The legislation appears to be gaining rare bipartisan traction, with reported support from both Senate leadership and the White House. The Senate Agriculture Committee is expected to collaborate closely on the bill's final language, particularly regarding commodities oversight. Lawmakers have opened a 45-day public comment period running through early September, with ambitions to bring the bill to a floor vote before the October recess. Market Implications and Industry Response Initial reactions from crypto market participants suggest the CLARITY Act could: - Trigger significant price volatility as projects face potential reclassification - Accelerate institutional adoption by providing regulatory certainty - Force compliance overhauls for tokens currently in regulatory gray areas Rashan Colbert, U.S. Policy Director at Crypto Council for Innovation, emphasized the legislation's importance: "This framework represents the missing piece that could unlock institutional capital while protecting consumers. The coordination between Banking and Agriculture committees will be critical for creating cohesive market structure rules." #CryptoScamSurge #us #crypto #TRUMP #bank

U.S. Senate Releases Draft of Landmark CLARITY Act to Resolve Crypto Regulatory Uncertainty

Historic Legislation Proposed
The U.S. Senate Banking Committee has taken a major step toward resolving the cryptocurrency industry's longstanding regulatory ambiguities by releasing the discussion draft of the CLARITY Act. Spearheaded by Committee Chairman Tim Scott, this comprehensive legislation aims to establish clear definitions for digital assets while delineating the Securities and Exchange Commission's (SEC) oversight authority in the crypto market. The draft's publication marks a potential turning point for an industry that has operated under regulatory uncertainty for years.

Key Provisions and Definitions
At the heart of the CLARITY Act are provisions that would:
- Create formal classifications distinguishing between crypto securities and commodities
- Establish precise jurisdictional boundaries between the SEC and CFTC
- Implement standardized custody requirements for institutional participants
- Develop new market surveillance protocols for digital asset exchanges

Political Landscape and Timeline
The legislation appears to be gaining rare bipartisan traction, with reported support from both Senate leadership and the White House. The Senate Agriculture Committee is expected to collaborate closely on the bill's final language, particularly regarding commodities oversight. Lawmakers have opened a 45-day public comment period running through early September, with ambitions to bring the bill to a floor vote before the October recess.

Market Implications and Industry Response
Initial reactions from crypto market participants suggest the CLARITY Act could:
- Trigger significant price volatility as projects face potential reclassification
- Accelerate institutional adoption by providing regulatory certainty
- Force compliance overhauls for tokens currently in regulatory gray areas

Rashan Colbert, U.S. Policy Director at Crypto Council for Innovation, emphasized the legislation's importance: "This framework represents the missing piece that could unlock institutional capital while protecting consumers. The coordination between Banking and Agriculture committees will be critical for creating cohesive market structure rules."
#CryptoScamSurge #us #crypto #TRUMP #bank
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Bullish
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🏦 1. Japanese bank saved $1.2 million in 6 months with RippleNet MUFG Bank (Japan) implemented RippleNet for transfers to Thailand and the Philippines. Results for 2024 include: Reduction of time from 3 days to 18 seconds; Fees reduced by 87% — from $15-25 to $1.9-3.2 per transaction; Volume of processed payments: $47 million/month. 💡 XRP is not speculation, but a tool. Speed of 1500 transactions/second and a fee of $0.0002 are changing banking #xrp #Ripple #bank $XRP {spot}(XRPUSDT)
🏦 1. Japanese bank saved $1.2 million in 6 months with RippleNet
MUFG Bank (Japan) implemented RippleNet for transfers to Thailand and the Philippines. Results for 2024 include:
Reduction of time from 3 days to 18 seconds;
Fees reduced by 87% — from $15-25 to $1.9-3.2 per transaction;
Volume of processed payments: $47 million/month.
💡 XRP is not speculation, but a tool. Speed of 1500 transactions/second and a fee of $0.0002 are changing banking
#xrp #Ripple #bank $XRP
Oleksii Khomenko:
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💸 How to Withdraw Funds from Binance to Your Bank in Argentina (Update 2025)Ready to transfer your crypto gains from the digital world to your Argentine bank account? Here is a simple step-by-step guide to withdraw funds from Binance directly to your bank! 🏦💵 Step 1: Complete Your KYC (Identity Verification) This is the first and most important step. Without complete identity verification, you will not be able to withdraw fiat money. * Go to Profile > Identification. * Upload a photo of your ID (front and back). * Perform facial verification following the instructions.

💸 How to Withdraw Funds from Binance to Your Bank in Argentina (Update 2025)

Ready to transfer your crypto gains from the digital world to your Argentine bank account? Here is a simple step-by-step guide to withdraw funds from Binance directly to your bank! 🏦💵
Step 1: Complete Your KYC (Identity Verification)
This is the first and most important step. Without complete identity verification, you will not be able to withdraw fiat money.
* Go to Profile > Identification.
* Upload a photo of your ID (front and back).
* Perform facial verification following the instructions.
Only ONE Crypto company is sitting at the bankers table....and it ain't circle. Ripple is now the Platinum member of the American Banker Association-the same org that represents $18 Trillion in U.S Bank Deposits. They wouldn't say it out loud...but $XRP is already playing in the big leagues. Stay ready 🚀🚀 #RİPPLE #american #xrp #bank
Only ONE Crypto company is sitting at the bankers table....and it ain't circle.

Ripple is now the Platinum member of the American Banker Association-the same org that represents $18 Trillion in U.S Bank Deposits.

They wouldn't say it out loud...but $XRP is already playing in the big leagues.

Stay ready 🚀🚀

#RİPPLE #american #xrp #bank
B
BANKUSDT
Closed
PNL
+31.63USDT
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Bullish
See original
Ethereum has reached its first long-term Fibonacci target! 🚀 That's pretty cool, right? 😎 But here's the question: what if we are currently seeing the formation of a double top? 🤔 If the price drops below $3500, it could confirm our scenario... what happens next? 😱 And what if it decreases to $3000? That's not a 20% loss from current levels, but a great opportunity for those willing to take the risk! 💸✨ But aren't these moments exactly what can become chances for new profitable entries? 📈🔮 It's important to remember all scenarios, but isn't that what makes cryptocurrencies so exciting? 🤩💥 #Риски #LONG📈 #USA #Trump #bank $ETH $BONK
Ethereum has reached its first long-term Fibonacci target! 🚀 That's pretty cool, right? 😎 But here's the question: what if we are currently seeing the formation of a double top? 🤔 If the price drops below $3500, it could confirm our scenario... what happens next? 😱 And what if it decreases to $3000? That's not a 20% loss from current levels, but a great opportunity for those willing to take the risk! 💸✨ But aren't these moments exactly what can become chances for new profitable entries? 📈🔮 It's important to remember all scenarios, but isn't that what makes cryptocurrencies so exciting? 🤩💥
#Риски #LONG📈 #USA #Trump #bank $ETH $BONK
ETHUSDT
Opening Long
Unrealized PNL
-17.13USDT
BANK LONG .. 0.032 0.035 Target : TARGET 1 : 0.044 TARGET 2 : 0.050 TARGET 3 : 0.055 STOP :0.028 #bank
BANK LONG
.. 0.032 0.035
Target :
TARGET 1 : 0.044
TARGET 2 : 0.050
TARGET 3 : 0.055
STOP :0.028
#bank
B
BANKUSDT
Closed
PNL
+1.22USDT
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Bullish
#Bank Trade 📈 ✅ Entry Zone: Buy within $0.03850 – $0.04550 for a low-risk setup. ⛔ Stop Loss: Set at $0.03550 to limit downside risk. 🎯 Profit Targets: Target 1: $0.05000📍 (Move stop to breakeven) Target 2: $0.05850🎯 Target 3: $0.07000🚀 📊 Risk/Reward Ratio: Aim for 3:1 ⚖️ to maximize gains. 🔄 Strategy: Adjust stop-loss to breakeven after hitting the first target. Take Love 🇸🇩💜 $BTC $ETH
#Bank Trade 📈

✅ Entry Zone:
Buy within $0.03850 – $0.04550 for a low-risk setup.

⛔ Stop Loss: Set at $0.03550 to limit downside risk.

🎯 Profit Targets:
Target 1: $0.05000📍 (Move stop to breakeven)
Target 2: $0.05850🎯
Target 3: $0.07000🚀
📊 Risk/Reward Ratio: Aim for 3:1 ⚖️ to maximize gains.

🔄 Strategy: Adjust stop-loss to breakeven after hitting the first target.

Take Love 🇸🇩💜

$BTC $ETH
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Bearish
DAY 4 on #BinanceAlpha I'm still holding $BANK with a floating profit around $5 from my initial. let's see if itable to pass that big red first #BANK
DAY 4 on #BinanceAlpha
I'm still holding $BANK with a floating profit around $5 from my initial. let's see if itable to pass that big red first #BANK
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S
BABYUSDT
Closed
PNL
-379.46USDT
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