Stablecoin Regulatory Storm: Which is Safer, USDT or USDC?
The United States plans to introduce a "Stablecoin Act" requiring 100% reserves and regular audits. Tether (USDT) faces pressure due to transparency issues, while Circle (USDC) may benefit from compliance advantages. If regulations tighten, some small and medium-sized stablecoins may exit the market, further increasing industry concentration. The Asian market is accelerating the development of local stablecoins (such as Japan's JPYC), and future competition among stablecoins will become more intense, with compliance becoming a key factor.