Everyone says "just HODL"-but here's the hard truth about XRP millionaire dreams.
$10K into $1M sounds good. But if it takes 30 years, inflation eats 70% of that value. And if you sat through that long without rotating smarter-your time horizon is the real risk.
Retail still believes every $10K bet needs to "moon." But smart money plays cycles, catalysts, and timing. Not just narratives.
Don't just buy and wait. Track ledger activity, utility integrations, and rotation patterns. Then use $XRP exposure as part of a broader growth strategy.