🏠 Mortgage with Bitcoin? Welcome to the new financial reality

The Federal Housing Finance Agency (FHFA) unexpectedly opened the door to the future: Bitcoin and crypto can now be considered when issuing mortgages. Yes, officially.

If you have crypto on a regulated American exchange, then Fannie Mae and Freddie Mac (government agencies responsible for buying and standardizing mortgages in the US) must consider it as assets when assessing creditworthiness.

And importantly - there is no need to sell; only the coins themselves are taken into account.

🔍 What does this change?

• Crypto ceases to be "off the system" and becomes a full-fledged financial asset

• BTC in the wallet = creditworthiness for the bank

• Fannie and Freddie are already developing real mechanisms to integrate crypto into mortgage standards

For now, this is not a final law but a working assignment - but the direction has been set.

This is not a test - it is preparation for the integration of crypto into the traditional lending model.

💬 Conclusion:

This is not just a bureaucratic amendment. This is real integration of crypto into the classic financial system of the US. Mortgage with BTC, stablecoin in reports, DeFi tokens in reserves - sounds like science fiction…