In the past few days, during my breaks, I carefully thought about it.

The most stable right now is actually

products that earn stable yields like Huma.

Discovering reliable options as early as possible,

investing early,

trusting initial capital,

selling to later trusting individuals.

At this point, some might ask,

how do we judge the quality of a project?

I think there are at least a few key points to clarify:

the project's background, at least having a safety net,

the custody method of the invested assets,

the mechanism of earning yields.

If these points are clear,

at least when it comes to trusting initial capital, there shouldn't be major issues.

In the past few days, I also looked into it.

Last month, Yale launched its mainnet @yala.org

and integrated with Solana.

Yale mainly focuses on

BTC DeFi.

Before integrating with Sol, it also integrated with ETH.

Their stablecoin is $YU,

pegged 1:1 to the US dollar.

Last October,

Polychain Capital and Ethereal Ventures

led an $8 million investment,

it's still a relatively new project.

The core team members also

come from Circle, Binance Labs, Lido, and others.

The project's background is solid.

Then I focused on studying the core mechanisms of the project.

It mainly consists of two parts:

different participation methods for large and small investors.

For large investors,

the most important factors are self-custody and a stable collateralization mechanism.

Large investors deposit BTC into an address based on

time-lock + multi-signature.

This address is self-custody,

which ensures the security of the deposited BTC.

The collateralization stability mechanism uses CRSM.

In simple terms, when the collateralization ratio approaches the red line,

the system will repay the debt by withdrawing the stablecoin Yu,

further ensuring the security of the deposited BTC.

For small investors, it’s simpler.

They can exchange USDC 1:1 for Yu

and then participate in Yale's DeFi to earn yields.

I also looked closely at the specific returns.

They collaborate with Pendle, Kamino, and others on DeFi,

with an APY of 20%, early mining can even hit 100%.

You can also use Yu to participate in RWA.

Depositing into a stable pool offers triple returns:

10-12% APY +

Berries points +

liquidation profits (the probability is relatively low, but the returns are quite high).

The project looks good, so I invested first.

You never know how fierce those

BTC holders can be.

Fear, awe, respect.

Trust initial capital, let’s go!