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Binance has added seven new altcoins to its Flexible Rate Loans and VIP Loans products as of June 18, 2025. In the Flexible Rate Loans category, OFFICIAL TRUMP (TRUMP), Sonic (S), Peanut the Squirrel (PNUT), Virtuals Protocol (VIRTUAL), and ssv.network (SSV) altcoins have become available for borrowing. In VIP Loans, Defi App (HOME) and Resolv (RESOLV) coins are now available for investors. With these updates, users have the opportunity to borrow from a wider range of altcoins by using the crypto assets in their portfolio as collateral.

These new additions from Binance strengthen two different segments of their lending platform. Flexible Rate Loans are designed for a wide range of users who want to get cryptocurrency loans without any maturity obligations. The inclusion of TRUMP, S, PNUT, VIRTUAL, and SSV altcoins makes this product more flexible and diverse. VIP Loans, on the other hand, are aimed at individual and institutional investors who make high-volume transactions. HOME and RESOLV altcoins are particularly suited to large-scale borrowing demands. Both products offer the opportunity to provide loans against crypto assets as collateral.

How Binance Flexible and VIP Loans Work

Binance Loans offers flexible loan options that are not subject to maturity. Users can instantly borrow using the cryptocurrencies they have locked as collateral in Simple Earn Flexible Products. Loan interest rates are updated on a minute basis and the minimum borrowing amount is set at 1 USDC. In addition, real-time annual percentage yield (APR) continues to be earned on the assets provided as collateral thanks to Simple Earn Flexible Products.