The X platform (formerly Twitter) is undergoing a major transformation towards a comprehensive "super-app", which will soon allow users to make investments, trade, and conduct instant payments through a digital wallet called X Money, backed by Visa, initially launching in the United States. Additionally, a credit/debit card under the X brand is expected to be released this year. The policy aims to make X an integrated financial hub that includes money transfers between users, payments to creators, and even in-app shopping, bringing it closer to the concept of a "Western WeChat". However, X may face regulatory challenges such as money licensing and anti-money laundering. These developments confirm that X is moving towards becoming a multifunctional solutions platform. #