#GENIUSActPass The American Senate has approved the GENIUS bill.
The vote passed with a result of 68-30.
Now it must be supported by the House of Representatives. "GENIUS lays
the seed regulatory
foundation for payment
stablecoins. It will secure
the dominance of the US dollar,
protect customers, and
stimulate demand for
Treasury Bonds," said
Republican Senator Bill
Hogerty, the main author
of the bill.
The US Senate has approved the stablecoin bill "Guiding and Establishing National Innovation for U.S. Stablecoins" (GENIUS). Bipartisan support passed with a result of 68 votes 'for' and 30 'against' requiring that all stablecoins be fully backed by liquid dollar assets;
The new law mandates large issuers (capitalization over $50 billion) to undergo annual audits;
prohibits giants like Meta and Amazon from issuing their own stablecoins without adhering to strict criteria regarding risks and privacy;
ensures that stablecoin holders have "superpriority" in the event of the issuer's bankruptcy.
US Treasury Secretary Scott Bessent supported the initiative:
"It is expected that by the end of the decade, the stablecoin market will grow to $3.7 trillion.