#XRP The XRP Ledger from Ripple could serve as a digital bridge between local currencies and a gold-backed reserve system. XRP was designed for high-volume institutional transfers, with a transaction time of 3-5 seconds and low fees.

Unlike #BTC Bitcoin or #ETH Ethereum, XRP offers scalability and predictable costs, which are key for governments and central banks processing large transactions.

In this model, the BRICS would not issue a new public token, but would use the existing XRP infrastructure to settle operations. Gold could be held in national vaults or regional repositories, and XRP would be the mechanism through which value is transferred quickly and securely.

This would allow BRICS countries to bypass SWIFT and the dollar while maintaining compliance and auditability through the XRP Ledger.