Yesterday morning, a new guy in the group lamented that as soon as the money from selling U arrived, his bank card was frozen, leaving him completely stunned. This isn't something to laugh about; you might be next.
The following card freeze prevention guide is based on hard-earned experience; knowing it can save your life.
⚠️【OTC Trading Iron Rules】
🔍1. Choose the Right Platform
Stick to reliable ones like 'Established Exchange H' and 'Top Platform B'. Platforms with T+1/T+2 settlement delay mechanisms are safer; although the transfer is slower, it can avoid a lot of trouble.
🏦2. Dedicated Bank Card
You must prepare a card specifically for receiving cryptocurrency payments, separate from your salary and daily expense cards. Local banks are relatively more resilient to freezes, such as XX Bank and XX Rural Commercial Bank. Never use the Big Four banks, as national banks respond too quickly to freezes.
❌3. Avoid High-Risk Transactions
Don't frequently receive payments from the same merchant; if you exceed 3 transactions in a day, it may trigger risk control. Don't transfer out immediately after receiving; at least wait 24 hours before moving. Avoid certain 'oil-type stablecoins'; trading major coins is relatively safer.
🎯【Advanced Card Protection Techniques】
Try to trade on weekdays from 9:00 to 21:00, and avoid late-night risky operations. After funds are released, withdraw cash using an ATM or spend it physically. Limit transactions to 3 times a month, and large single transactions are much safer, especially over 50,000.
🧨Real Cases
Someone used their salary card to receive a few U payments, and as a result, it was frozen, affecting all their online bank accounts. Others made small transactions for three consecutive days and were flagged by the risk control system as 'suspected money laundering,' locking their card for six months. Be wary of 'Blue Shield Merchants' as they can also backfire; a friend discovered that one merchant had less than 100 transactions in a month.
✅Final Reminder:
There are no textbooks in the cryptocurrency world, only the painful lessons of predecessors. When it comes to trading, if it can be stable, don't rush; if it can be low-key, don't flaunt it. Protect your card first, making money second!
